Would you prefer to buy more competitive Ford Freestar insurance in Atlanta? If you're trying to find more affordable insurance online, are you baffled by the crazy number of car insurance companies available to you? You're not alone. There are so many choices that it can turn into a real hassle to find better car insurance rates for Ford Freestar insurance in Atlanta. Everyone knows that Atlanta is a great place to live, but getting gouged by high car insurance rates makes it difficult to afford enough coverage.
Amazlingly, a recent NerdWallet.com study showed that almost 70% of insureds have stayed with the same insurance company for at least four years, and nearly half have never even shopped around for affordable coverage. Many consumers in Atlanta could cut their rates by approximately $1,000 a year just by comparing rates, but most just don't grasp how much savings they would realize if they moved their coverage to a different company.
It's important to get comparison quotes every six months because insurance prices change regularly. Even if you got the lowest rates on Ford Freestar insurance in Atlanta a couple years back a different company probably has better premium rates today. Forget anything you know (or think you know) about car insurance because you're going to get a crash course in the only way to save money, get proper coverage and the best rates.
Locating the best rates in Atlanta is actually quite easy if you know where to start. Just about each driver who comparison shops for auto insurance most likely will be able to lower their premiums. Nevertheless, Georgia drivers must comprehend the methods companies use to determine what you pay and use it to find better rates.
The method we recommend to compare insurance rates in your area is to know most of the larger companies allow for online access to provide you with free rate quotes. All you need to do is give the companies some data like driver details, distance driven, whether you are married, and whether you have decent credit. Your details is sent automatically to many different companies and they return cost estimate very quickly.
To start a quote now, click here and see if a lower rate is available in Atlanta.
The following companies are our best choices to provide free quotes in Georgia. If multiple companies are listed, we suggest you get prices from several of them to get the most affordable price.
Local Atlanta insurance agents
A small number of people prefer to talk to an insurance agent and doing so can bring peace of mind An additional benefit of price shopping on the web is that you can find cheap car insurance rates and still have a local agent.
Once you complete this simple form, your insurance coverage information is emailed to agents in your area who will gladly provide quotes for your car insurance coverage. It simplifies rate comparisons since you won't have to search for an agent because quoted prices will be sent immediately to you. You'll get the best rates and a licensed agent to talk to. If you wish to get a price quote from a specific company, don't hesitate to search and find their rate quote page and complete a quote there.
Choosing an company is decision based upon more than just the quoted price. Ask your prospective agent these questions:
- Are they primarily personal or commercial lines agents in Atlanta?
- What will you get paid if your car is a total loss? How is that amount determined?
- Did they already check your driving record and credit reports?
- Will the agent help in case of a claim?
- How long has their agency been open in Atlanta?
The type of auto insurance agent you choose is important
If you are wanting to purchase car insurance from a good insurance agency, there are two types of agencies to choose from. Car insurance agents in Atlanta are categorized either exclusive or independent (non-exclusive).
Exclusive Insurance Agencies
Exclusive agents can only quote rates from one company and some examples include AAA, Allstate, State Farm, or Farmers Insurance. Exclusive agents cannot provide prices from multiple companies so keep that in mind. Exclusive agents are well schooled on their products and sales techniques which helps them compete with independent agents. Many people buy from exclusive agents mostly because of the brand rather than having the cheapest rates.
Listed below are Atlanta exclusive agents who can help you get price quote information.
- Cheryl S Parsel - State Farm Insurance Agent
3145 Peachtree Rd #197 - Atlanta, GA 30305 - (404) 814-0071 - View Map
- State Farm: Dave Simpson Jr
2240 Fairburn Rd SW - Atlanta, GA 30331 - (404) 344-9777 - View Map
- Traci McCrory - State Farm Insurance Agent
1526 E Forrest Ave #250 - Atlanta, GA 30344 - (678) 539-8623 - View Map
Independent Agencies or Brokers
Agents in the independent channel do not sell for just one brand and that is an advantage because they can write policies through many different car insurance companies and possibly get better coverage at lower prices. If prices rise, they simply move the coverage in-house and the insured can keep the same agent. If you need lower rates, you should always check rates from a couple of independent agencies for the best price selection. A lot of them also have access to lesser-known insurance companies that may provide cheaper car insurance rates.
The following is a list of independent insurance agents in Atlanta that can give you rate quotes.
- Morris and Templeton Insurance
3405 Piedmont Rd NE #500 - Atlanta, GA 30305 - (912) 355-4549 - View Map
- Perimeter Insurance Agency
5855 Buford Hwy NE # E - Atlanta, GA 30340 - (770) 452-8881 - View Map
- Access General Agency Inc
1627 Peachtree St NE - Atlanta, GA 30309 - (404) 817-9744 - View Map