Auto Insurance Quotes in Brookhaven

How long has it been since you shopped around for cheaper car insurance rates in Brookhaven, GA? Nobody that owns a car is fond of buying car insurance, in particular when their premiums are through the roof.

A study showed that over 70% of consumers kept their policy with the same company for more than four years, and nearly the majority have never compared car insurance rates at all. Drivers in Georgia could save $960 a year just by shopping around, but they don’t know the amount of savings they would get if they replace their high priced policy.

Due to the large number of online and local companies to choose from, it can be hard to choose the lowest price company.

Most major insurance companies provide coverage prices on their websites. Getting auto insurance prices online is pretty easy because it’s just a matter of typing in your coverage information into a form. Once you submit the form, the company’s rating system automatically orders reports for credit and driving violations and quotes a price based on these factors. This makes it simple to compare prices and it’s very important to get many rate quotes if you are searching for the cheapest auto insurance rates.

If you want to get comparison pricing now, check out the auto insurance providers below. If you have coverage now, it’s recommended you copy your coverages as close as possible to your current policy. This way, you will be getting comparison quotes for the exact same coverage.

The companies shown below have been selected to offer price quotes in Georgia. If multiple companies are listed, we recommend you compare several of them in order to find the cheapest rates.

Insurance Cost Estimates for Popular Vehicles in Brookhaven
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Equinox LT AWD $1,326 $663 $111
Chevrolet Silverado Crew Cab Hybrid 4WD $1,232 $616 $103
Dodge Grand Caravan Crew $1,186 $593 $99
Dodge Ram Crew Cab TRX 4WD $1,632 $816 $136
Ford Escape Limited 4WD $1,134 $567 $95
Ford F-150 Lariat Crew Cab Platinum 2WD $1,128 $564 $94
Ford Focus SES 2-Dr Coupe $1,456 $728 $121
Honda Accord EX-L 4-Dr Sedan $1,582 $791 $132
Honda CR-V EX-L 4WD $1,358 $679 $113
Honda Civic Hybrid 4-Dr Sedan $1,346 $673 $112
Nissan Altima 3.5 SR 4-Dr Sedan $1,146 $573 $96
Toyota Camry XLE $1,096 $548 $91
Toyota Corolla XRS $1,120 $560 $93
Toyota RAV4 Sport 2WD $1,190 $595 $99
Get Your Own Custom Quote Go

Data variables include single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Georgia minimum liability limits. Discounts applied include claim-free, multi-vehicle, safe-driver, multi-policy, and homeowner. Estimates do not factor in zip code location which can change prices considerably.

How high should deductibles be?

The information below shows how choosing a deductible and can change Toyota Corolla premium costs for each different age category. The information is based on a single female driver, comprehensive and collision coverage, and no discounts are applied.

Toyota Corolla rates are for example purposes only. To get rates for your specific vehicle, click here.

Car insurance rates by gender and age

The illustration below shows the difference between insurance costs for male and female drivers in Brookhaven. The rate quotes are based on no claims or violations, comp and collision included, $1,000 deductibles, single marital status, and no discounts are applied on a Hyundai Elantra SE Touring.

Hyundai Elantra rates are for example purposes only. To get rate quotes for your specific vehicle, click here.

Three good reasons to insure your vehicle

Even though it can be expensive, buying insurance is required for several reasons.

The benefits of carrying enough insurance definitely exceed the cost, especially if you ever need it. But the average driver in Georgia is wasting up to $750 every year so compare rate quotes at least once a year to be sure current rates are still competitive.

Lower rates by qualifying for discounts

Insurance can be prohibitively expensive, but there’s a good chance there are discounts that can drop the cost substantially. Some discounts apply automatically when you purchase, but some need to be specially asked for in order for you to get them.Save money with discounts

One thing to note about discounts is that many deductions do not apply to the overall cost of the policy. Most only apply to the price of certain insurance coverages like medical payments or collision. So even though it sounds like you can get free auto insurance, companies don’t profit that way.

The best auto insurance companies and a selection of discounts are shown below.

Before purchasing a policy, check with all the companies which discounts you may be entitled to. Some of the discounts discussed earlier may not be available in Brookhaven.

Insurance quotes from neighborhood Brookhaven auto insurance agents

A lot of people prefer to have an agent’s advice and that is just fine! A good thing about getting online price quotes is that you can obtain lower rates and still have an agent to talk to. And providing support for local agents is important particularly in Brookhaven.

To make it easy to find an agent, after completing this quick form, your information is instantly submitted to insurance agents in Brookhaven that can give you free Brookhaven car insurance quotes for your business. You never need to contact any insurance agencies since price quotes are sent directly to your email. You can get cheaper insurance rates AND a local agent. If for some reason you want to quote rates from a specific insurance company, you just need to jump over to their website and give them your coverage information.

Choose the right car insurance agent

When narrowing the list to find a reliable insurance agency, there are two different agency structures and how they operate. Insurance agents are either exclusive or independent.

Independent Insurance Agencies or Brokers

These agents are not employed by any specific company and that is an advantage because they can write policies with lots of companies depending on which coverage is best. If premiums increase, they simply move the coverage in-house which makes it simple for you.

When comparing rates, it’s recommended you check rates from independent agents in order to have the best price comparison.

Below is a partial list of independent insurance agents in Brookhaven who may provide free price quotes.

Georgia Property Insurance
5 Dunwoody Park #113Atlanta, GA 30338(770) 396-9517View Map

2987 Clairmont Rd #425Atlanta, GA 30329(404) 633-6332View Map

4775 Buford Hwy NEAtlanta, GA 30341(404) 320-9995View Map

View more Brookhaven agents

Exclusive Insurance Agencies

Agents that elect to be exclusive can only write with one company and some examples include Allstate, Farmers Insurance or State Farm. Exclusive agencies are unable to place coverage with different providers so you might not find the best rates. They receive a lot of sales training on the products they sell and that can be a competitive advantage.

The following is a short list of exclusive insurance agents in Brookhaven willing to provide comparison quotes.

3979 Buford Hwy NE Ste 102Atlanta, GA 30345(404) 890-5830View Map

1418 Dresden Dr NE #130Brookhaven, GA 30319(404) 814-9899View Map

2801 Buford Hwy NE #325Atlanta, GA 30329(678) 526-2111View Map

View more Brookhaven agents

Selecting a car insurance agent should include more criteria than just the premium amount. Here are some questions to ask:

Don’t assume everyone needs the same car insurance coverage

When it comes to buying a policy, there isn’t really a cookie cutter policy. Each situation is unique.Higher deductibles save money

For instance, these questions might help in determining if your insurance needs will benefit from professional help.

If you can’t answer these questions but one or more may apply to you, you might consider talking to a licensed insurance agent. To find an agent in your area, fill out this quick form.

Final considerations

As you prepare to switch companies, it’s a bad idea to buy poor coverage just to save money. There are many occasions where someone sacrificed physical damage coverage to discover at claim time that the small savings ended up costing them much more. Your focus should be to find the BEST coverage for the lowest cost.

Throughout this article, we presented many ways to shop for insurance online. The key concept to understand is the more you quote Brookhaven car insurance, the more likely it is that you will get a better rate. Consumers may even find the most savings is with a company that doesn’t do a lot of advertising.

Some insurance providers may not provide price quotes online and many times these regional carriers only sell coverage through independent insurance agents. Budget-friendly insurance in Brookhaven is available from both online companies and from local insurance agents, and you should be comparing both to get a complete price analysis.

Additional insurance information is available at these links: