Auto Insurance Quotes in Johns Creek

Want to know an easy way to compare cheaper insurance rates in Johns Creek, GA? Did budget coverage turn out to be overpriced insurance? You’re in good company because there are many Johns Creek consumers feeling the pinch from expensive insurance.

Shockingly, the vast majority of consumers kept buying from the same company for at least four years, and just under half have never shopped around. Drivers in the U.S. could pocket $850 a year just by comparing rates, but they just don’t understand how much money they would save if they swap their current policy for a cheaper one.

There is such a variety of car insurance companies to choose from, and even though it’s nice to have multiple companies, it can be more difficult to locate the cheapest rates.

Quoting and comparing rates for cheaper car insurance policy in Johns Creek can be fairly easy. Just about every driver who has to buy car insurance should get better rates. Although Georgia drivers do need to know the way companies sell online and use this information to your advantage.

Slash rates with these price cutting discounts

Some insurers don’t necessarily list all possible discounts very well, so the next list breaks down both the well known in addition to some of the lesser obvious discounts that you may qualify for.Discount insurance

It’s important to note that some credits don’t apply to the overall cost of the policy. A few only apply to specific coverage prices like comp or med pay. Just because it seems like it’s possible to get free car insurance, it doesn’t quite work that way.

For a list of companies that offer discounts in Georgia, follow this link.

When comparison shopping, making a lot of price comparisons helps locate the best price.

The providers in the list below can provide comparison quotes in Johns Creek, GA. If more than one company is shown, it’s highly recommended you get rates from several of them to get a more complete price comparison.

Insurance Rates for Popular Vehicles in Johns Creek
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Equinox LTZ AWD $1,278 $639 $107
Chevrolet Malibu LTZ $1,480 $740 $123
Chevrolet Silverado Crew Cab Hybrid 2WD $1,956 $978 $163
Dodge Ram Quad Cab Sport 4WD $1,426 $713 $119
Ford Escape XLT 4WD $1,074 $537 $90
Ford F-150 XLT Crew Cab 2WD $1,278 $639 $107
Ford Focus SES 2-Dr Coupe $1,332 $666 $111
Honda Accord LX-S 2-Dr Coupe $1,170 $585 $98
Honda CR-V EX 2WD $926 $463 $77
Honda Civic DX 4-Dr Sedan $1,514 $757 $126
Honda Odyssey EX-L $1,384 $692 $115
Hyundai Elantra SE Touring Station Wagon $934 $467 $78
Kia Optima EX $1,570 $785 $131
Nissan Altima 2.5 S 2-Dr Coupe $1,724 $862 $144
Toyota Camry XLE $1,262 $631 $105
Toyota Corolla LE $1,270 $635 $106
Toyota RAV4 4WD $1,368 $684 $114
Volkswagen Jetta SE 4-Dr Sedan $1,676 $838 $140
Get Your Own Custom Quote Go

Data based on married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Georgia minimum liability limits. Discounts applied include homeowner, safe-driver, claim-free, multi-vehicle, and multi-policy. Table data does not factor in zip code location which can affect coverage rates considerably.

Premiums by gender and age

The chart below visualizes the comparison of auto insurance costs for male and female drivers in Johns Creek. The premium estimates are based on a clean driving record, no at-fault accidents, comp and collision included, $500 deductibles, drivers are single, and no other discounts are factored in on a Ford Fusion SE.

Ford Fusion rates are for example purposes only. To get rate quotes for your specific vehicle, click here.

When should I have guidance from a local insurance agent?

A small number of people just want to get professional advice from a licensed agent and that is recommended in a lot of cases One of the great benefits of getting free rate quotes online is that drivers can save money and get the lowest rates and still buy from a local agent. And supporting neighborhood agents is important especially in Johns Creek.

After completing this short form, your coverage information is instantly submitted to agents in your area that can provide free Johns Creek car insurance quotes for your auto insurance coverage. It’s much easier because you don’t need to contact an agency since price quotes are sent to you instantly. Get lower rates without the usual hassles of price shopping. If for some reason you want to compare prices for a specific company, you would need to search and find their rate quote page and fill out the quote form the provide.

Johns Creek car insurance agents are either independent or exclusive

If you are searching for a reliable agent, there are a couple of different types of agencies that differ in how they can insure your vehicles. Auto insurance agents can be described as either independent (non-exclusive) or exclusive.

Independent Auto Insurance Agencies or Brokers

Independent agents are not limited to a single company so as a result can place your coverage through many companies and find you the best rates. If they find a lower price, they simply move your policy to a different company which makes it simple for you. When comparing rate quotes, you will want to compare prices from a few independent agents so that you can do a thorough price comparison.

The following are Johns Creek independent agencies that can possibly get you price quotes.

11375 Southbridge Pkwy Suite 100Alpharetta, GA 30022(678) 297-7977View Map

6290 Abbotts Bridge Rd Ste 504Duluth, GA 30097(678) 672-3380View Map

5825 Medlock Bridge PkwyJohns Creek, GA 30022(678) 740-0101View Map

More insurance agents

Exclusive Auto Insurance Agencies

These type of agents write business for a single company like State Farm, AAA, and Liberty Mutual. Exclusive agencies are unable to compare rates from other companies so they have to upsell other benefits. Exclusive agencies are highly trained on what they offer and that can be a competitive advantage.

Shown below are Johns Creek exclusive agents who can help you get comparison quotes.

4640 Valais Ct Ste 103Johns Creek, GA 30022(404) 432-8737View Map

3005 Old Alabama Rd Ste 30Johns Creek, GA 30022(678) 206-2888View Map

6000 Medlock Bridge Pkwy e700Johns Creek, GA 30022(770) 687-2288View Map

More insurance agents

Finding the right insurance agency shouldn’t rely on just the price. Any agent in Johns Creek should be forthright in answering these questions:

Car insurance claims by make and model

Does your vehicle tend to have claims? The statistics tables below outline the good and bad vehicle makes and models for the overall chance of filing claims for each type of coverage.

Lowest and Highest Car Insurance Medical Payment Claims by Vehicle Make and Model
Lowest Overall Losses Highest Overall Losses
Ford F-250 SuperCrew Nissan Sentra
Ford Expedition Hyundai Accent
Chevrolet Silverado 2500 Chrysler 200
Audi A4 Allroad Chevrolet Sonic
Chevrolet Silverado 3500 Dodge Charger
Land Rover Range Rover Sport Chevrolet Spark

Statistics from for 2013-2015 Model Years

Vehicle Models with the Lowest and Highest Comprehensive Coverage Claims
Lowest Overall Losses Highest Overall Losses
Volvo V60 Audi S7
Smart ForTwo Maserati Quattroporte
Chevy Silverado 2500 Bentley Continental GTC
GMC Sierra 2500 BMW M6
Infiniti QX50 Bentley Continental GT
Nissan Xterra Porsche Panamera GTS

Statistics from for 2013-2015 Model Years

Liability Coverage Claims by Vehicle Make and Model
Lowest Overall Losses Highest Overall Losses
Fiat 500 Mitsubishi Mirage
Subaru Forester Mitsubishi Lancer
Mercedes-Benz SL Class Chrysler 200
Subaru Outback Chevrolet Impala
Acura MDX Hyndai Accent
Chevrolet Corvette Dodge Charger

Statistics from for 2013-2015 Model Years

Collision Claims by Vehicle Make and Model
Lowest Overall Losses Highest Overall Losses
Jeep Wrangler Ferrari 458
Smart ForTwo Nissan GT-R
Mini Cooper Bentley Continental Flying Spur
Ford Edge BMW M6
Nissan Xterra Bently Continental GT
Chevrolet Colorado Maserati Ghibli

Statistics from for 2013-2015 Model Years

Cheaper car insurance rates are out there

We covered a lot of information how to compare car insurance auto insurance rates in Johns Creek. The key concept to understand is the more quotes you get, the better your chances of lowering your premium rates. Consumers may even find the lowest auto insurance rates come from the least-expected company. These companies may often insure only within specific states and give better rates as compared to the big name companies such as Allstate or State Farm.

A few companies may not offer the ability to get a quote online and these regional insurance providers only sell through independent agencies. Budget-conscious car insurance is definitely available on the web and from local agencies, and you need to price shop both to have the best rate selection.

When buying insurance coverage, it’s a bad idea to skimp on critical coverages to save a buck or two. There have been many cases where an insured dropped comprehensive coverage or liability limits only to discover later they didn’t have enough coverage. Your focus should be to find the BEST coverage for the lowest cost but still have enough coverage for asset protection.

Even more information can be found in the articles below: