Compare Chevy Cavalier Insurance Quotes in Atlanta

Discount Chevy Cavalier insuranceAre you doing reasearch to find lower-priced Chevy Cavalier insurance in Atlanta? Sick and tired of sacrificing to pay your car insurance bill each month? You have the same problem as many other Georgia consumers.

Amazlingly, a recent study showed that a large majority of car insurance policyholders kept their coverage with the same car insurance company for more than four years, and nearly the majority have never quoted car insurance rates at all. Consumers in Georgia could cut their rates by 60% a year just by shopping around, but they just assume it’s a time-consuming process to do a rate comparison. Insurance companies such as Allstate, Progressive and GEICO continually bombard you with advertising and it can be hard to see through the cute green geckos and mayhem and do the work needed to find the best deal.

If you’re already insured or are just looking to switch companies, use these tips to get lower rates without reducing coverage. Locating the best rates in Atlanta is actually very simple if you learn how to start. Consumers just have to understand the most efficient way to quote multiple rates instantly.

First Step: Get free Chevy Cavalier insurance quotes

Cutting your Atlanta car insurance rates is actually easier than you may think. Just take time to get quotes to discover which company has affordable Chevrolet Cavalier insurance quotes.

Comparison shopping quotes online is easy and it takes the place of having to make phone calls or go to insurance agents’ offices. Buying insurance online eliminates this option unless you have a complicated situation and need the trained guidance of a local Atlanta agent. Drivers can get the lowest quotes online but buy from a local insurance agent.

The companies shown below are our best choices to provide comparison quotes in Atlanta, GA. If several companies are displayed, we suggest you click on several of them in order to get a fair rate comparison.

Auto insurance is not optional but you don’t have to overpay

Despite the high insurance cost for a Chevy Cavalier in Atlanta, buying auto insurance serves a purpose in several ways.

The benefits of buying enough insurance more than cancel out the cost, especially with large liability claims. An average driver in America is wasting up to $700 annually so you should quote rates every year to ensure rates are competitive.

Can you really save if you switch?

Consumers in Georgia get pounded daily by advertisements that claim the cheapest premium rates from the likes of State Farm and Allstate. They all state the claim about savings if you switch your coverage.

How can each company make almost identical claims? Just pay attention to how they say it.

All companies give the cheapest rates for the type of driver that earns them the most money. A good example of a desirable risk might be described as between the ages of 30 and 45, has other policies, and drives less than 10,000 miles a year. Anyone that fits those parameters gets the lowest premium rates and will pay quite a bit less when switching companies.

People who are not a match for this stringent profile will get higher prices and ends up with business going elsewhere. The ads state “drivers that switch” not “everyone that quotes” save that kind of money. This is how insurance companies can make those statements.

That is why drivers must get price quotes at each policy renewal. Because without a comparison, you cannot know with any certainty which company will have the lowest Chevy Cavalier insurance in Atlanta.

Do you qualify for discounts?

Insurance is easily one of your largest bills, but you can get discounts to help offset the cost. Some discounts will apply at the time of purchase, but once in a while a discount must be requested specifically in order for you to get them. If you do not check that you are getting every discount available, it’s possible you qualify for a lower rate.Save money with discounts

As a sidenote, most credits do not apply to all coverage premiums. Most only reduce the price of certain insurance coverages like medical payments or collision. Even though the math looks like having all the discounts means you get insurance for free, it doesn’t quite work that way.

To see insurance companies that can offer you the previously mentioned discounts in Atlanta, click here to view.

Get rate quotes but buy from a local Atlanta insurance agent

Many drivers just prefer to sit down with an agent and that is recommended in a lot of cases Professional insurance agents can point out coverage gaps and help file insurance claims. The biggest benefit of comparing insurance online is the fact that drivers can get lower rates but still work with a licensed agent. Buying from local agents is still important in Atlanta.

Insurance agents in AtlantaFor easy comparison, once you complete this form (opens in new window), your coverage information gets sent to companies in Atlanta who will give you bids for your insurance coverage. It makes it easy because there is no need to contact an agency because prices are sent to you. If you need to compare prices from a specific company, you would need to search and find their rate quote page to submit a rate quote request.

Types of auto insurance agents

When looking for a reliable insurance agent, there are two different types of agents from which to choose. Agencies in Atlanta can be classified as either exclusive or independent agents depending on their company appointments. Both can handle insurance, but it’s worth mentioning how they are different because it may have an impact on which type of agent you select.

Independent Insurance Agencies

Independent agents do not have single company limitations and that enables them to quote your coverage through many different insurance companies depending on which coverage is best. If they find a lower price, they simply move your policy to a different company and you don’t have to find a new agent. If you are comparing insurance prices, you should always include rate quotes from at least one independent agent so that you can do a thorough price comparison.

Below are independent insurance agencies in Atlanta that can give you free insurance rate quotes.

216 14th St NW #8Atlanta, GA 30318(470) 355-1973View Map

191 Peachtree St NE Suite 3300Atlanta, GA 30303(678) 526-7979View Map

3201 Atlanta Industrial Pkwy NW b220Atlanta, GA 30331(404) 660-3821View Map

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Exclusive Agents

Agents that elect to be exclusive can only provide pricing for a single company and some examples include American Family, State Farm, and Allstate. Exclusive agencies are unable to place coverage with different providers so they have to upsell other benefits. These agents are highly trained on sales techniques which helps them sell insurance even at higher premiums.

Shown below are Atlanta exclusive agents that are able to give price quotes.

2323 Cumberland Pkwy SE #101Atlanta, GA 30339(404) 365-8515View Map

1442 Dresden Dr NE #253Atlanta, GA 30319(404) 812-9951View Map

2250 N Druid Hills Rd Ste 145Atlanta, GA 30329(404) 728-1000View Map

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Finding a good auto insurance agent needs to be determined by more than just the premium amount. Any agent in Atlanta should be forthright in answering these questions:

Tailor your insurance coverage to you

When it comes to buying adequate coverage for your vehicles, there really isn’t a cookie cutter policy. Each situation is unique and a cookie cutter policy won’t apply.Insurance savings
These are some specific questions may help highlight if your situation may require specific advice.

If you can’t answer these questions then you might want to talk to an agent. To find an agent in your area, take a second and complete this form or click here for a list of insurance companies in your area. It is quick, free and can provide invaluable advice.

Persistence pays off

We covered some good ideas how to get a better price on Chevy Cavalier insurance in Atlanta. The key concept to understand is the more times you quote, the better your chances of lowering your premium rates. You may even find the best price on auto insurance is with a lesser-known regional company. They often have lower premium rates on specific markets than their larger competitors like Progressive or GEICO.

Cheaper Chevy Cavalier insurance in Atlanta is definitely available from both online companies and also from your neighborhood Atlanta agents, and you should be comparing both in order to have the best chance of saving money. Some auto insurance companies do not provide online price quotes and these smaller providers provide coverage only through independent insurance agencies.

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