Save Money on Dodge Caliber Insurance in Atlanta

Discount Dodge Caliber insuranceHow many times have you put off comparing quotes for the cheapest auto insurance rates in Atlanta, GA? Atlanta buyers have a choice when searching for low-cost Dodge Caliber insurance. You can either spend your time struggling with agents trying to get quotes or use the internet to get rate quotes. There is a right way and a wrong way to shop for auto insurance so we're going to tell you the best way to get price quotes for a Dodge and find the lowest possible price.

Affordable Dodge Caliber insurance rates in Atlanta

Auto insurance is not an enjoyable expense, but you can get discounts that can drop the cost substantially. Some of these discounts will be visible when you get a quote, but once in a while a discount must be specially asked for before they will apply.Save money with discounts

A quick disclaimer, some of the credits will not apply to the whole policy. Some only apply to the cost of specific coverages such as liability, collision or medical payments. So despite the fact that it appears you can get free auto insurance, it's just not the way it works.

A few popular companies and their offered discounts include:

Before purchasing a policy, check with all companies you are considering which discounts can lower your rates. A few discounts might not be offered in every state. To see companies who offer free Dodge Caliber insurance quotes in Georgia, click here to view.

All the larger car insurance companies such as GEICO, State Farm and Progressive allow consumers to get prices directly from their websites. Getting quotes for Dodge Caliber insurance in Atlanta is possible for anyone as you simply enter your personal and coverage information into the form. Upon sending the form, the company's rating system automatically orders reports for credit and driving violations and provides a quote based on the information you submitted.

Getting online quotes for Dodge Caliber insurance in Atlanta makes it simple to compare prices and it's also necessary to perform this step if you are searching for the best car insurance rates.

To save time and compare rates now, compare rates from the companies below. If you currently have coverage, we recommend that you enter the insurance coverages exactly as they are listed on your policy. This guarantees you will receive comparison quotes for exact coverage.

The companies in the list below can provide comparison quotes in Georgia. If multiple companies are listed, it's highly recommended you get rates from several of them in order to find the most affordable rates.

Dodge Caliber Insurance Price Estimates in Atlanta, GA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Caliber Express $246 $414 $516 $30 $154 $1,360 $113
Caliber Heat $254 $600 $444 $26 $134 $1,458 $122
Caliber SE $328 $752 $532 $32 $158 $1,802 $150
Caliber Mainstreet $228 $508 $370 $22 $110 $1,238 $103
Caliber Rush $206 $466 $512 $30 $154 $1,368 $114
Caliber SXT $284 $690 $512 $30 $154 $1,670 $139
Caliber Uptown $126 $268 $370 $22 $110 $896 $75
Caliber R/T $338 $720 $394 $24 $118 $1,594 $133
Get Your Own Custom Quote Go

Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Georgia minimum liability limits. Discounts applied include homeowner, multi-policy, safe-driver, multi-vehicle, and claim-free. Prices do not factor in specific Atlanta garaging location which can decrease or increase insurance rates noticeably.

Policy deductibles

A question often asked by Atlanta drivers is how high or low should comp and collision deductibles be. The comparisons below approximate the costs and benefits between low and high coverage deductibles. The first data table uses a $100 deductible and the second price table uses a $500 deductible.

Dodge Caliber insurance prices with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Caliber Express $294 $612 $394 $24 $118 $1,467 $122
Caliber Heat $294 $612 $394 $24 $118 $1,467 $122
Caliber SE $294 $612 $394 $24 $118 $1,467 $122
Caliber Mainstreet $294 $612 $394 $24 $118 $1,467 $122
Caliber Rush $294 $612 $394 $24 $118 $1,467 $122
Caliber SXT $294 $612 $394 $24 $118 $1,467 $122
Caliber Uptown $294 $612 $394 $24 $118 $1,467 $122
Caliber R/T $338 $720 $394 $24 $118 $1,619 $135
Get Your Own Custom Quote Go
Dodge Caliber insurance prices with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Caliber Express $216 $414 $394 $24 $118 $1,166 $97
Caliber Heat $216 $414 $394 $24 $118 $1,166 $97
Caliber SE $216 $414 $394 $24 $118 $1,166 $97
Caliber Mainstreet $216 $414 $394 $24 $118 $1,166 $97
Caliber Rush $216 $414 $394 $24 $118 $1,166 $97
Caliber SXT $216 $414 $394 $24 $118 $1,166 $97
Caliber Uptown $216 $414 $394 $24 $118 $1,166 $97
Caliber R/T $248 $486 $394 $24 $118 $1,270 $106
Get Your Own Custom Quote Go

Above prices assume married male driver age 30, no speeding tickets, no at-fault accidents, and Georgia minimum liability limits. Discounts applied include homeowner, claim-free, safe-driver, multi-vehicle, and multi-policy. Table data does not factor in specific location which can increase or decrease rates considerably.

We can derive from the above data that using a $100 deductible costs approximately $26 more each month or $312 for a full year than requesting the higher $500 deductible. Because you would pay $400 more out of your own pocket with a $500 deductible as compared to a $100 deductible, if you average at a minimum 15 months between claim filings, you would save more money by selecting a higher deductible.

Dodge Caliber annual premiums for males versus females

The information below shows the difference between Dodge Caliber insurance premiums for male and female drivers. The prices are based on a clean driving record, no claims, full physical damage coverage, $1,000 deductibles, drivers are not married, and no discounts are taken into consideration.

Different people need different insurance coverages

When selecting a policy, there isn't really a single plan that fits everyone. Everyone's needs are different.Higher deductibles save money

These are some specific questions can help discover whether you might need professional guidance.

If you're not sure about those questions, you may need to chat with an insurance agent. If you want to speak to an agent in your area, fill out this quick form. It's fast, free and may give you better protection.

Get rate quotes but work with a local neighborhood Atlanta car insurance agent

Some consumers prefer to sit down with an agent. Insurance agents are very good at helping people manage risk and help submit paperwork. One of the benefits of getting online price quotes is the fact that you can find the lowest rates and also buy local.

Atlanta insurance agentsTo find an agent, once you fill out this form (opens in new window), your insurance coverage information is submitted to participating agents in Atlanta that give free quotes for your insurance coverage. You never need to find an agent because prices are sent to your email. If you have a need to quote rates from one company in particular, just navigate to their website and fill out their quote form.

Picking the best company should include more criteria than just the quoted price. Any good agent in Atlanta should know the answers to these questions.

The following are agents in Atlanta willing to provide comparison quotes for Dodge Caliber insurance in Atlanta.

More insurance agents

Once you have answers to your satisfaction to all your questions and locked in a price quote, it's a good possibility that you have found an insurance company that can be trusted to properly insure your vehicles.

Final considerations

In this article, we covered quite a bit of information on how to compare Dodge Caliber insurance car insurance rates in Atlanta. It's most important to understand that the more you quote Atlanta auto insurance, the higher the chance of saving money. Consumers could even find that the lowest priced auto insurance comes from some of the lesser-known companies.

Insureds leave their current company for many reasons like unfair underwriting practices, policy cancellation, delays in paying claims or even denial of a claim. Regardless of your reason for switching companies, finding a new auto insurance company can be less work than you think.

As you prepare to switch companies, you should never buy poor coverage just to save money. In many instances, an insured dropped liability coverage limits only to regret that the savings was not a smart move. Your goal is to get the best coverage possible at the best price but still have enough coverage for asset protection.

Additional information can be found on the following sites: