Best Quotes for Dodge Nitro Insurance in Atlanta

Insurance for Dodge NitroWant to learn how to save money and find lower-priced Dodge Nitro insurance in Atlanta? Nobody that owns a car is fond of buying car insurance, in particular when the cost is too high.

Regrettably, nearly 70% of consumers have remained with the same car insurance company for a minimum of four years, and virtually 40% of consumers have never shopped around. Consumers in Atlanta can cut their rates by $1,000 a year just by comparing rates, but they don’t know the amount of money they would save if they switched to a more affordable policy. You have multiple car insurance companies to insure vehicles with, and though it is a good thing to have a selection, more choices can make it harder to adequately compare rates for Dodge Nitro insurance in Atlanta.

Companies offering Dodge Nitro insurance in Georgia

The auto insurance companies shown below provide price quotes in Atlanta, GA. If multiple companies are listed, we recommend you visit several of them to find the most competitive auto insurance rates.

Dodge Nitro Insurance Costs in Atlanta, GA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Nitro Heat 2WD $284 $568 $578 $34 $172 $1,636 $136
Nitro SE 2WD $186 $332 $502 $30 $150 $1,200 $100
Nitro SE 4WD $162 $272 $502 $30 $150 $1,116 $93
Nitro SXT 2WD $304 $420 $444 $26 $134 $1,328 $111
Nitro Heat 4WD $338 $518 $600 $36 $180 $1,672 $139
Nitro Detonator 2WD $214 $322 $582 $34 $174 $1,326 $111
Nitro SXT 4WD $386 $612 $582 $34 $174 $1,788 $149
Nitro Shock 2WD $332 $704 $538 $32 $162 $1,768 $147
Nitro Detonator 4WD $282 $414 $582 $34 $174 $1,486 $124
Nitro Shock 4WD $268 $436 $426 $26 $128 $1,284 $107
Get Your Own Custom Quote Go

Data based on married male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Georgia minimum liability limits. Discounts applied include multi-policy, claim-free, safe-driver, homeowner, and multi-vehicle. Rates do not factor in specific location information which can decrease or increase coverage prices substantially.

Drive safe and save

The diagram below demonstrates how traffic citations and at-fault fender-benders can influence Dodge Nitro car insurance rates for each age group. The premiums assume a single male driver, comprehensive and collision coverage, $1,000 deductibles, and no additional discounts are factored in.

Age-based car insurance rates by gender

The information below illustrates the comparison of Dodge Nitro car insurance costs for male and female drivers. The data assumes no claims or driving violations, full physical damage coverage, $500 deductibles, marital status is single, and no discounts are taken into consideration.

Atlanta insurance discounts

Insurance is neither fun to buy or cheap, but there are discounts available that could help you make your next renewal payment. Some trigger automatically at quote time, but some need to be specially asked for before you will receive the discount.Save money with discounts

As a disclaimer on discounts, some credits don’t apply to your bottom line cost. Most cut specific coverage prices like collision or personal injury protection. Despite the fact that it seems like you could get a free insurance policy, company stockholders wouldn’t be very happy.

To choose companies that have a full spectrum of discounts in Georgia, click here.

Get Lower-cost Insurance Costs by Understanding These Factors

Many factors are used when quoting car insurance. Some are obvious such as traffic violations, although some other factors are not as apparent like where you live and annual miles driven. A large part of saving on car insurance is knowing the factors that come into play when calculating car insurance rates. If you know what impacts premium levels, this helps enable you to make changes that will entitle you to lower rates.

The factors shown below are most of the major factors utilized by car insurance companies to help set your prices.

When to contact an insurance agency

Some consumers just want to get advice from a local agent and often times that is recommended Good insurance agents are trained risk managers and will help you if you have claims. The biggest benefit of price shopping on the web is the fact that drivers can get the lowest rates and still choose a local agent.

Find insurance agent in AtlantaUpon completion of this short form, the quote information is immediately sent to agents in your area who can give free rate quotes for your car insurance coverage. There is no reason to visit any agencies as quotes are delivered to you instantly. If you need to quote rates from a particular provider, don’t hesitate to visit that company’s website and give them your coverage information.

Picking an company shouldn’t rely on just a low price. These are some questions your agent should answer.

Atlanta car insurance agents come in two flavors

If you’re trying to find a local agent, you should know the different types of agencies that differ in how they can insure your vehicles. Car insurance agencies can be classified as either exclusive or independent. Either type can properly insure your vehicles, but it is important to understand the difference between them since it can affect which type of agent you select.

Exclusive Agents

Agents that elect to be exclusive have only one company to place business with like State Farm, AAA, Farmers Insurance or Allstate. They generally cannot give you multiple price quotes so it’s a take it or leave it situation. They are highly trained on the products they sell which aids in selling service over price.

Listed below is a list of exclusive insurance agencies in Atlanta who can help you get price quotes.

2859 N Druid Hills Rd aAtlanta, GA 30329(404) 634-2447View Map

Randy Beavers – State Farm Insurance Agent
135 Mount Vernon HwyAtlanta, GA 30328(770) 396-3810View Map

2240 Fairburn Rd SWAtlanta, GA 30331(404) 344-9777View Map

More insurance agents

Independent Car Insurance Agencies

Independent agents do not sell for just one brand so they have the ability to put coverage through many different car insurance companies and get you the best rates possible. If you want to switch companies, they simply switch companies in-house and you stay with the same agent. If you need cheaper car insurance rates, you need to compare quotes from a few independent agents so that you have a good selection of quotes to compare.

Listed below is a short list of independent insurance agents in Atlanta that can give you comparison quotes.

216 14th St NW #8Atlanta, GA 30318(470) 355-1973View Map

Discount Auto Insurance Agency Inc
1149 Moreland Ave SE # 4Atlanta, GA 30316(404) 624-3102View Map

2882 E Point StAtlanta, GA 30344(404) 766-9390View Map

More insurance agents

Once you have received answers to your satisfaction to these questions in addition to an acceptable price estimate, you’ve probably found an insurance agency that can be relied on to properly insure your vehicles.

Is there truth in advertising?

Consumers constantly see and hear ads that claim the cheapest premium rates by State Farm and Allstate. All the ads make the point that people will save if you just switch your insurance coverage to their company.

But how can every company say the same thing? This is how they do it.

All companies offer their best rates for the type of customer that will not have excessive claims. For instance, a profitable insured may need to be over the age of 50, carries high limits, and drives a vehicle with a low ISO rating. A customer who matches that profile receives the best premium rates in Atlanta and will save when they switch companies.

Insureds who do not match these standards will be quoted a more expensive rate which leads to business not being written. The wording the ads use say “drivers who switch” not “everyone who quotes” save money. That’s the way companies can truthfully advertise the way they do. Because of the profiling, drivers should compare free Atlanta car insurance quotes often. Because you cannot predict the company that will have better rates than you’re paying now.

Final considerations

You just read some good ideas how to lower your Dodge Nitro insurance premium rates in Atlanta. The most important thing to understand is the more you quote Atlanta car insurance, the higher the chance of saving money. You may even discover the lowest premium rates are with a smaller regional carrier. They can often provide lower prices in certain areas than the large multi-state companies such as Allstate or State Farm.

As you go through the steps to switch your coverage, you should never skimp on coverage in order to save money. There have been many cases where an accident victim reduced liability coverage limits and found out when filing a claim that a couple dollars of savings turned into a financial nightmare. The aim is to purchase a proper amount of coverage at the lowest possible cost but still have enough coverage for asset protection.

More detailed auto insurance information can be found at these sites: