Finding better insurance prices for a Porsche Boxster in Georgia can normally be a lot of work, but you can follow these tips to make it easier.
There is a right way and a wrong way to compare auto insurance rates and we’ll show you the absolute fastest way to get price quotes for a Porsche and obtain the lowest price.
Amazingly, the vast majority of auto insurance customers kept their policy with the same company for at least the last four years, and 38% of drivers have never compared quotes from other companies. Most drivers in Atlanta can save almost $959 each year just by shopping around, but most undervalue how much savings they would realize if they bought a different policy.
Compare Porsche Boxster insurance rates
The companies shown below are our best choices to provide free quotes in Atlanta, GA. If multiple providers are shown, we recommend you visit several of them to find the most affordable auto insurance rates.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Boxster 2-Dr Convertible||$412||$812||$342||$20||$102||$1,688||$141|
|Boxster S 2-Dr Convertible||$456||$920||$342||$20||$102||$1,840||$153|
|Get Your Own Custom Quote Go|
Data variables include married female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Georgia minimum liability limits. Discounts applied include claim-free, multi-policy, multi-vehicle, homeowner, and safe-driver. Rate information does not factor in specific location which can affect price quotes significantly.
Car insurance premiums based on gender
The diagram below shows the comparison of Porsche Boxster auto insurance costs for male and female drivers. The data is based on a clean driving record, no claims, comp and collision included, $250 deductibles, drivers are single, and no discounts are applied.
Does it make sense to buy full coverage?
The diagram below illustrates the difference between Porsche Boxster insurance costs with full physical damage coverage compared to only buying the minimum liability limits required in Georgia. The premium estimates are based on no driving violations, no at-fault accidents, $250 deductibles, single male driver, and no discounts are taken into consideration.
When to drop comprehensive and collision coverage
There is no set guideline for excluding physical damage insurance, but there is a general guideline. If the yearly cost of full coverage is 10% or more of any settlement you would receive from your insurance company, then it might be time to buy liability only.
For example, let’s pretend your Porsche Boxster replacement cost is $4,000 and you have $1,000 physical damage deductibles. If your vehicle is severely damaged, you would only receive $3,000 after paying your deductible. If you are currently paying more than $300 annually to have full coverage, then it may be the right time to buy liability only.
There are some circumstances where dropping full coverage is not a good idea. If you have an outstanding loan on your vehicle, you have to keep full coverage in order to prevent your loan from defaulting. Also, if your savings is not enough to buy a different vehicle in case of an accident, you should not drop full coverage.
Insurance quotes from local neighborhood Atlanta car insurance agents
Some people just prefer to talk to an insurance agent and that is just fine! Licensed agents can help you build your policy and help submit paperwork. A nice benefit of comparing rates online is that you can obtain cheap rate quotes and also buy local. And providing support for local insurance agents is especially important in Atlanta.
To find an agent, once you fill out this short form, your coverage information is instantly submitted to agents in your area who can give free rate quotes for your insurance coverage. You won’t even need to leave your house since rate quotes are delivered straight to your inbox. If you wish to quote rates from a specific company, you would need to jump over to their website and give them your coverage information.
When finding a local agent, there are a couple of different types of agencies and how they work. Insurance agents in Atlanta can be categorized as either independent or exclusive depending on the company they work for. Both types of agents can provide insurance policies, but it’s a good idea to understand the difference in the companies they write for since it may influence the kind of agent you use.
Independent Insurance Agents (or Brokers)
Agents in the independent channel are not restricted to one company so as a result can place your coverage through many companies and help determine which has the cheapest rates. If premiums increase, an independent agent can move your coverage which requires no work on your part.
When searching for an agent, you will definitely want to compare quotes from at a minimum one independent agency in order to compare the most rates. A lot of them also have access to less well-known companies that many times have cheaper rates.
Below is a small list of independent insurance agencies in Atlanta that may be able to give you price quote information.
- InsuranceHub | Nationwide Insurance | Atlanta Office
1830 Water Pl #105 – Atlanta, GA 30339 – (404) 892-2864 – View Map
- Access General Agency Inc
1627 Peachtree St NE – Atlanta, GA 30309 – (404) 817-9744 – View Map
- Cascade Heights Insurance Agency
833 Cascade Ave SW e – Atlanta, GA 30311 – (404) 758-7811 – View Map
Exclusive Insurance Agents
Exclusive agents have only one company to place business with like State Farm, AAA, and Liberty Mutual. Exclusive agencies are unable to compare rates from other companies so you need to shop around if the rates are high. Exclusive agencies are very knowledgeable on their company’s products and that can be a competitive advantage. Some insured continue to choose to use an exclusive agent primarily because of the prominent brand name rather than having the cheapest rates.
Shown below are Atlanta exclusive agencies willing to provide price quotes.
- GEICO Insurance Agent
3680 Cascade Rd c – Atlanta, GA 30331 – (404) 472-9003 – View Map
- Kerry Mitchell – State Farm Insurance Agent
2900 Chamblee-Tucker Rd, Bldg 15 – Atlanta, GA 30341 – (770) 455-0017 – View Map
- Trevor Nollner – State Farm Insurance Agent
881 Ponce De Leon Ave NE #17 – Atlanta, GA 30306 – (678) 515-8297 – View Map
Choosing a auto insurance agent requires more thought than just a cheap price. Here are some questions you might want to ask.
- Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
- Can they provide you with a list of referrals?
- If you are a high risk driver, do they have special markets for your coverage?
- How are claims handled?
- Is their price quote a firm figure or are their hidden costs?
- Is the agent and/or agency licensed to do business in Georgia?
- What company holds the largest book of business for them?
Upon getting good feedback to any questions you may have and a good coverage price, you may have just found an auto insurance agent that can be trusted to properly insure your vehicles. Just keep in mind you are entitled to terminate your policy when you choose so never assume you are locked into a policy for the entire policy term.