Save Money on Hummer H3 Insurance in Atlanta

Insurance for Hummer H3Are you regretting the purchase of an underperforming, overpriced auto insurance policy? Say no more because you're not alone.

Amazlingly, a recent NerdWallet.com study showed that almost 70% of drivers in Georgia have been with the same company for more than four years, and just short of a majority have never compared rates from other carriers. Drivers in the United States could save up to $859 each year just by getting comparison quotes, but they just assume it takes a lot of time to compare rates. Many insurers vie for your hard-earned dollar, so it can be very hard to choose a insurance company to discover the definitive best price available on Hummer H3 insurance in Atlanta.

Hummer H3 insurance quotes comparison

The auto insurance companies shown below can provide quotes in Atlanta, GA. If several companies are displayed, it's highly recommended you visit two to three different companies to get the best price comparison.

Hummer H3 Insurance Rates in Atlanta, GA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
H3 Adventure Package 4WD $392 $604 $516 $30 $154 $1,696 $141
H3 4WD $214 $404 $370 $22 $110 $1,120 $93
H3 Luxury Package 4WD $166 $322 $378 $22 $114 $1,002 $84
H3 Alpha 4WD $408 $814 $512 $30 $154 $1,918 $160
Get Your Own Custom Quote Go

Premium data assumes single female driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Georgia minimum liability limits. Discounts applied include claim-free, homeowner, multi-policy, multi-vehicle, and safe-driver. Information does not factor in garaging location in Atlanta which can affect rates considerably.

Gender-based car insurance rates in Atlanta

The chart below shows the difference between Hummer H3 insurance premiums for male and female drivers. The rate quotes are based on no claims or driving violations, full coverage, $500 deductibles, drivers are single, and no policy discounts are applied.

Atlanta insurance discounts

Companies that sell car insurance don't always publicize every discount in an easy-to-find place, so the following is a list of a few of the more common in addition to some of the lesser obvious insurance savings. If you're not getting every credit available, you could be saving more on your insurance.Save money with discounts

You should keep in mind that many deductions do not apply to your bottom line cost. Most only cut specific coverage prices like comp or med pay. Even though it appears adding up those discounts means a free policy, companies don't profit that way.

A few popular companies and some of the premium reductions they offer are detailed below.

If you need low cost Atlanta auto insurance quotes, ask each insurance company which discounts can lower your rates. Some of the discounts discussed earlier may not apply to policyholders in Atlanta.

Compare rate quotes but buy from a local neighborhood Atlanta car insurance agent

Some people still like to sit down with an agent. Licensed agents can answer important questions and will help you if you have claims. The biggest benefit of comparing rates online is the fact that you can find cheap rate quotes but also keep your business local.

Upon completion of this simple form, your information gets sent to local insurance agents in Atlanta who will give you bids for your insurance coverage. It makes it easy because there is no need to leave your computer since rate quotes are delivered instantly to you. If for some reason you want to get a rate quote from a particular provider, don't hesitate to jump over to their website and submit a quote form there.

Selecting an company shouldn't rely on just a low price. A good agent in Atlanta will have answers to these questions.

If you want to use a local Atlanta insurance agency, it helps to know the two different agency structures from which to choose. Atlanta agents can be described as either independent or exclusive. Either one can sell and service auto insurance coverage, but we need to point out the difference between them since it can affect the kind of agent you use.

Exclusive Auto Insurance Agents

Exclusive agents can only provide one company's prices like Farmers Insurance, State Farm, or Allstate. These agents are not able to provide rate quotes from other companies so it's a take it or leave it situation. Exclusive agents are highly trained on sales techniques which can be an advantage.

Listed below is a list of exclusive insurance agencies in Atlanta that are able to give rate quotes.


2230 Cascade Rd SW - Atlanta, GA 30311 - (404) 228-6085 - View Map


1442 Dresden Dr NE #253 - Atlanta, GA 30319 - (404) 812-9951 - View Map

Randy Beavers - State Farm Insurance Agent
135 Mount Vernon Hwy - Atlanta, GA 30328 - (770) 396-3810 - View Map

More insurance agents

Independent Agents

Agents of this type are normally appointed by many insurers so they have the ability to put coverage with multiple insurance companies and find the cheapest auto insurance rates. To move your coverage to a new company, they can switch companies in-house which makes it simple for you.

When searching for an agent, you will definitely want to include price quotes from at least one independent agent for maximum quote selection.

Shown below are independent insurance agencies in Atlanta that are able to give rate quotes.


4401 Northside Pkwy NW #311 - Atlanta, GA 30327 - (404) 550-3448 - View Map


1100 Cir 75 Pkwy SE #140 - Atlanta, GA 30339 - (800) 634-2903 - View Map


3201 Atlanta Industrial Pkwy NW b220 - Atlanta, GA 30331 - (404) 660-3821 - View Map

More insurance agents

After you get satisfactory answers to all your questions as well as low cost Hummer H3 insurance quotes, you've probably found an insurance agency that meets the requirements to properly insure your vehicles.

Hummer H3 Insurance Cost Factors

Lots of things are considered when quoting car insurance. Some are pretty understandable such as traffic violations, but other criteria are not as apparent such as your credit history or how financially stable you are.

The following are most of the major factors used by your company to calculate your rate level.

Auto insurance is not optional

Even though it can be expensive, buying auto insurance is required for several reasons.

The benefits of having auto insurance are without a doubt worth the cost, especially with large liability claims. According to a survey of 1,000 drivers, the average driver overpays as much as $750 every year so shop around every year to make sure the price is not too high.

Don't give up on cheaper rates

You just learned a lot of tips how to shop for Hummer H3 insurance online. The most important thing to understand is the more you quote Atlanta auto insurance, the better your chances of lowering your rates. Consumers may even find the most savings is with the smaller companies. Regional companies can often insure niche markets at a lower cost compared to the large companies like Allstate or State Farm.

Some insurance companies do not offer the ability to get quotes online and most of the time these regional insurance providers sell through independent agents. Affordable Hummer H3 insurance in Atlanta can be purchased on the web and from local agencies, and you should be comparing both to have the best chance of lowering rates.

While you're price shopping online, don't be tempted to buy less coverage just to save a little money. There are too many instances where someone dropped liability limits or collision coverage and found out when filing a claim that a couple dollars of savings turned into a financial nightmare. Your goal should be to buy the best coverage you can find at the best price while not skimping on critical coverages.

Other resources